A Four Seasons woman was killed in a four-car accident Monday at Highway 50 and State Route 5 West of Tipton in Morgan County. 70-year old Karen Overmiller died when she swerved to avoid a stopped car waiting to make a left turn onto Highway 5. Overmiller’s car hit three other vehicles. The driver of one of the other cars, 80-year old Loretta Needham of Eldon, suffered serious injuries and was taken to University Hospital in Columbia. No other injuries were reported. All involved were wearing seatbelts.